Overloading a vehicle with cargo can affect all of the following, except: Do you currently have car insurance? Insurance is mandatory to drive in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Overloading a vehicle with cargo can affect all of the following, except: Answers Steering. Braking. Speed control. Cruise control. Explanation Overloading can have negative effects on a vehicle's steering, braking and speed control. This questions appears in the following tests: Nevada Class B Knowledge Test