Overloading a vehicle with cargo: Do you currently have car insurance? Insurance is mandatory to drive in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Overloading a vehicle with cargo: Answers Usually has no effect on the vehicle. Can impact the vehicle's steering and brake control. Can impact the vehicle's electrical system. Explanation Overloading a vehicle can have negative effects on steering, braking, and speed control. Learn to recognize when cargo is overloaded or poorly balanced. This questions appears in the following tests: Alaska Class B Knowledge Test Arizona Class A Knowledge Test Florida Class A Knowledge Test Iowa Class B Knowledge Test Maine Class A Knowledge Test Nevada Class A Knowledge Test New Hampshire Class A Knowledge Test Wisconsin Class A Knowledge Test