Most motorcycle crashes happen: Do you currently have car insurance? Insurance is mandatory to drive in Ohio Yes I have insurance. But please show me your best quotes. No, please help me find the best insurance. Question Most motorcycle crashes happen: Answers At speeds over 55 mph. At speeds below 30 mph. On long trips. Explanation Most motorcycle crashes happen at speeds below 30 mph and on trips that are shorter than five miles long. This questions appears in the following tests: Alabama Motorcycle Practice Test 9 Alabama Motorcycle Practice Test 9